A real envelope, delivered to your door with your grocery order. Scan the QR code, choose who it's for, and fund it in seconds. They scan, verify, and the money lands straight in their bank account.
Lifafa keeps the part of giving that matters — placing something real in someone's hands — and replaces the part that doesn't: hunting for crisp notes, driving across the city, and hoping the cash gets there safely.
Add a Lifafa to your online grocery order and it arrives with the rest of your shopping — no separate trip, no waiting for a courier.
Scan the QR on the card, enter your number, confirm the person you're gifting, choose an amount, and pay by card or bank transfer.
The receiver scans, confirms with an OTP on WhatsApp or SMS, and the money is released to the bank account linked to their Raast ID.
Eid, weddings, birthdays, aqeeqas, a nephew's exam results — the envelope is a permanent fixture of Pakistani life. Everything around it has modernised. The envelope hasn't.
Queuing at the bank for fresh notes before Eid, keeping change on hand, and physically getting the envelope to the person. It costs time, fuel, and often a whole afternoon.
A bank app notification isn't a gift. There's no moment, nothing to hand over, nothing for a child to open. So people keep reaching for cash even when they'd rather not.
Envelopes get lost, opened by the wrong hands, or the money simply disappears into a pocket. Once it leaves yours, there's no record and no recourse.
One scan by you to fund the envelope. One scan by them to receive it. Nothing gets released until the right person verifies themselves.
Add a Lifafa card to your order on your grocery delivery app. It arrives at your doorstep with your shopping, ready to fund.
Scan the QR code on the card. Enter your mobile number — we match it against your Raast-linked account so we know who's sending.
Enter the receiver's number. Their name is recognised automatically from Raast, so you can see you've got the right person before a rupee moves.
Pick the amount, then pay by debit card, credit card, or bank transfer. You get a confirmation the moment the envelope is funded.
You're handed a real Lifafa. Nobody can redeem it but you — the funds are locked to the number the sender confirmed.
Scan the QR code inside. A one-time code is sent to your WhatsApp and SMS to prove you're the intended receiver.
Once verified, we signal our payment partner to release the funds to the bank account linked to your Raast ID.
You get a notification telling you which account the money is going to and how long the transfer will take. No guessing.
Both sides are matched against Raast-linked accounts. The sender confirms the receiver by name before funding.
A stolen or lost envelope is worthless. Redemption requires a one-time code delivered to the receiver's own WhatsApp and mobile number.
Lifafa never holds your money. Funding and settlement run through a regulated financial institution we partner with.
Both sender and receiver get notifications at funding and at redemption, so there's always proof of what was sent and when.
Raast is Pakistan's instant payment system. Because a Raast ID is tied to a verified bank account, we can recognise the receiver from nothing more than a phone number — no account numbers to type, no IBANs to get wrong, no wondering whether it went to the right Ahmed.
Lifafa cards are sold through online grocery delivery services. You add one to your basket like any other item and it's delivered with your order.
They can't use it. The funds are locked to the receiver the sender confirmed at funding, and releasing them requires a one-time code sent to that person's own WhatsApp and mobile number.
No. They scan the QR code with their phone camera, enter the code we send them, and that's it. Everything happens in the browser.
To the bank account linked to the receiver's Raast ID. We tell them which account it's going to and roughly how long the transfer will take.
At the funding step you're taken to a secure payment page where you can use a debit card, a credit card, or initiate a bank transfer.
Unredeemed funds are returned to the sender's original payment method after the redemption window closes. Money never sits in limbo.
Not at all. Weddings, birthdays, aqeeqas, graduations, mehndis, or a thank-you to someone who helped you out — anywhere an envelope would normally go, a Lifafa goes.
Grocery platform, retailer, or financial partner? Drop us a line and we'll be in touch. Everyone else — tell us where you'd like to see Lifafa on the shelf.
Or email us directly at info@lifafapk.com. We reply within one working day.